“Isn’t a double closing just a workaround for new wholesalers who can’t assign contracts?”
That’s a common misconception in today’s real estate investment circles. But the truth is, even seasoned investors are turning to double close in Georgia and other key markets—not due to inexperience, but in response to a seismic shift driven by institutional capital.
Let’s break down what’s really happening—and why wholesalers, especially in states like Georgia and double close in Texas, are rethinking their exit strategies in the face of rising institutional buyer activity.
Why Are Institutional Buyers Changing the Wholesale Landscape?
Institutional players—iBuyers, hedge funds, and large real estate funds—are increasingly dominating residential property acquisitions. Their aggressive capital deployment and demand for clean, market-ready properties have significantly raised the bar for wholesalers.
In 2023 alone, institutional buyers accounted for 28% of single-family home purchases in high-growth markets like Atlanta, Dallas, and Charlotte (Source: John Burns Real Estate Consulting).
This trend has reshaped wholesale deal structuring in three big ways:
- Tighter proof-of-funds (PoF) requirements
- Zero-tolerance for assignment transparency
- Rapid deal cycles with hard closing deadlines
Why Double Closings Are Now the Go-To Exit?
Wholesalers are increasingly turning to double closing strategies to navigate these institutional expectations.
Here’s why:
| Key Pressure from Institutional Buyers | Why Double Closing Works |
| Assignment restrictions and legal hurdles | Keeps contract seller and end buyer confidential |
| Higher due diligence standards | Presents a clean chain of title |
| Demand for property exclusivity | Secures control over the asset before resale |
| Appraisal/lender compliance | Avoids the appearance of a markup via assignment |
The double closing—especially in markets like double close in Georgia—offers control, speed, and confidentiality. And when funded through transactional lending, it allows wholesalers to leverage other people’s capital while protecting profit margins.
Here’s Where It Gets Tricky…
Many wholesalers assume institutional buyers are just like investor buyers—just with deeper pockets. That’s false.
These buyers have internal acquisition teams, property inspection protocols, and strict vetting processes. Even if your deal is “great,” they won’t proceed unless every box is checked.
That means if you’re still assigning deals openly, you’re:
- Exposing your margins
- Risking contract interference
- Failing due diligence reviews
So the cliffhanger: How do you maintain profit control when buyers have more leverage than you do?
That’s where double closing, coupled with strategic EMD and transactional lending, becomes your best ally.
How EMD Transactional Funding Bridges the Gap
At EMD Transactional Funding, we provide fast, nationwide earnest money deposit and double-close capital for real estate wholesalers—backed by real experience in institutional-grade transactions.
We help you:
- Secure funding same-day or next-day
- Pass PoF verifications with confidence
- Close without using your own capital
- Protect your deals—even in high-volume markets
Whether you’re executing a double close in Georgia or scaling wholesale operations nationally, our lending team ensures your deal never stalls due to capital shortfalls or documentation gaps.
Investor Due Diligence Is Getting Smarter
It’s not just institutional buyers who are changing the game. Even mom-and-pop investors are becoming more sophisticated. With AI-powered property tools and deeper MLS access, end buyers are more alert to:
- Wholesale markups
- Contract transfer chains
- Title inconsistencies
If your paperwork or deal timeline doesn’t align with institutional norms, expect delays—or worse, cancellations.
So here’s the second cliffhanger: Is your current exit strategy built for 2025—or stuck in 2019?
Final Thoughts & Action Step
Double closing isn’t just a workaround—it’s now a strategic necessity in a market flooded with institutional capital and advanced buyer scrutiny. Whether you’re a seasoned wholesaler or a scaling investor, now is the time to rethink your funding partners, documentation workflow, and closing structure.
Want to discuss how transactional lending can streamline your next deal?
Let’s talk. We’re here to fund your double close in Texas and Georgia, secure your EMD, and help you move fast—no delays, no hidden costs.
Need fast transactional funding for your wholesale deal?
Reach out today and get funded tomorrow.
